Take Control of Your Finances—Without the Overwhelm
Ready to finally feel good about your money? A Friendly Guide to Spending Smarter and Saving More is your practical, judgment-free digital download designed to help you start planning for spending and saving money in a way that actually makes sense. Whether you’re tired of living paycheck to paycheck or simply want a better grip on where your money goes, this easy-to-follow guide offers real-life strategies and simple steps to build better habits—without cutting out everything you love.
Think of it as your go-to roadmap for financial confidence. No fluff. No confusing jargon. Just honest, helpful advice that works in real life.
What’s Inside This Guide
- Chapter 1: Why Money Matters — And How to Take Control: Learn the true cost of financial inaction, the difference between needs and wants, and why a plan changes everything.
- Chapter 2: Building a Budget That Works for You: Understand what budgeting really means, explore the 50/30/20 rule, and discover tools and apps that make it easier. Includes a real-life case study for inspiration.
- Chapter 3: Smart Spending Habits: Break free from emotional spending, avoid common traps, and make smarter buying decisions with simple prompts like “Do I really need this?”
- Chapter 4: Saving for What Matters Most: Set short- and long-term goals, learn the power of automation, and build your emergency fund the easy way—plus avoid the savings mistakes most people make.
Why You’ll Love It
- Beginner-friendly: No prior financial knowledge required.
- Clear, actionable steps: Every chapter includes takeaways you can start today.
- Download and use instantly: Start making changes today with this beautifully designed digital guide.
- Perfect for busy people: Simple advice you can fit into real life.
- Tailored for those planning for spending and saving money: Covers both sides of your financial life with equal care.
Who It’s For
This guide is for anyone who wants to make smarter choices with money without stress. If you’ve been avoiding your bank account or don’t know where to start with budgeting, A Friendly Guide to Spending Smarter and Saving More is your perfect first step.
What Makes It Different?
Unlike dry finance books or complicated budgeting spreadsheets, this guide is conversational, relatable, and designed with real people in mind. It combines both mindset and method, making it easier than ever to stick with your goals and actually enjoy the process of planning for spending and saving money.
Ready to Feel More in Control?
Download A Friendly Guide to Spending Smarter and Saving More today and start your journey toward financial calm and confidence. Small steps today lead to big change tomorrow—your smarter, more intentional money life starts now.
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of atarine.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of atarine.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of atarine.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://atarine.com
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Just WOW! This guide has totally flipped my perspective on personal finance. I've gone from being a reckless spender to a savvy saver in no time.
awesome
Thought budgeting was boring? Think again! This planner turns saving money into an exciting challenge – can't wait for payday now!
useful
I'm notorious for impulse shopping 🛍️ But this guide... it's given me the tools to resist temptation and think about long-term goals instead.
Definitely worth every penny!
Never thought I'd say this but planning my spending has become one of my favorite pastimes thanks to this guide. Who knew adulting could be so much fun?
recommend
If you're serious about getting your finances in order, look no further. This friendly little guide makes even the most complex aspects of personal finance feel manageable.
worthwhile
The advice here is practical and easy-to-follow - not like those intimidating financial books that make your head spin 🌀 Highly recommended!
ok
You know that feeling when you find something you didn't know you needed? That's how I felt after using this planner. It’s made such a difference in how i manage my money 💪
Refreshing!
Never been a numbers person, but this guide makes budgeting feel like a breeze. It's straightforward, user-friendly and it actually works! 🎉
insightful
This isn't your typical yawn-inducing finance book. It's fun, engaging and most importantly - effective!
practical
Been using this planner for months now and I'm still finding new tips and tricks to save more money. Every day is a learning experience.
nifty
I've always struggled with saving money but not anymore! This guide has made me realize that anyone can be good at managing their finances – even me 😊 A must-have tool for anyone looking to take control of their finances . Easy-to-understand advice mixed with a dash of humor ? Yes please !
Love it
Last one standing in the 'I-can't-budget' club? Not anymore thanks to this gem 💎 Now I’m leading the way in financial fitness 💪